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Old 10-24-2006, 07:48 PM   #31
na8282
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I traded my old car for 6000 and downpayed 5000 for 39 month I`m paying 310 including tax a month its 06 325i with Sport pkg and Premium Pkg
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Old 10-25-2006, 12:35 AM   #32
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Quote:
Originally Posted by Blades
I do 40-50k a year. Not lease friendly
I'm in the same boat.
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Old 11-02-2006, 11:51 AM   #33
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I got mine in November 05 when they weren't around so I am getting 0 down $814/month with 24km per year on 36 months.

A friend got the same car at 3.9% a month ago with 0 down, 20km per year and is paying $635.

Stupid lease rate makes a huge difference so you are better off finding an 06.
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Old 11-02-2006, 03:21 PM   #34
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Quote:
Originally Posted by Rob M5
I got mine in November 05 when they weren't around so I am getting 0 down $814/month with 24km per year on 36 months.

A friend got the same car at 3.9% a month ago with 0 down, 20km per year and is paying $635.
When you say 0 down, are you including freight/pdi? Or do you mean 0 extra down?
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Old 11-05-2006, 09:08 PM   #35
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If you keep cars for a long time, then it's worth it to buy outright from the beginning rather than leasing (to own).

If you like a new cars every few years- or if your running a business where you can write off the payments- then leasing is your cheapest, pain free option.

If you know your going to go over KMs, and you still feel the need to lease dispite this, then make sure there is a purchase option at the end within your satisfaction to limit your liability.

Your salesperson should be able to help you out in this decision, thats their job and they why your paying them the big bucks!
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Old 08-22-2007, 10:50 AM   #36
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like a few have said, it really falls down to the buyer itself as to which option is better for them. For some, leasing is the way to go, for others purchasing is the best bet. Each option has its own merits, and cater to people with certain needs.
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Old 08-22-2007, 12:43 PM   #37
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on the topic of leasing, I decided to go that route just simply because I got a awesome deal on a 30,000k/yr lease and for me right now I want something that I don't have to worry about for items that would normaly be warrenty items. I like "owning my own car" and have for the past two car's i've had, but I figured why not try out leasing, im 22 and I will have the car till im 26 (4 year lease) so it's no big deal. Im of the mind that since the buyout at the end of the lease is cheap, that if i go over the millage then I will just buy it out and either sell it or keep it.
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Old 08-22-2007, 01:08 PM   #38
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I agree, if you only plan on keeping the car for a few years, and upgrading, then leasing is your best bet, plus your monthly payments are a little lower. Also if you can, you can also write off the lease payments which is a plus!

One of the funny things I keep hearing from people that lease there cars is that they seem to think that if they put $x amount down, they should be able to get that out of the car at the end of the lease (by buying it out and selling it)...while sometimes, this may be possible at the end of the lease, in most cases its not. They just do not understand that by putting money down at the beginning of the lease all they are doing is making their monthly payments lower ($20 about for every $1000 put down). I sometimes just can't figure out how some people can not grab this concept.
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Old 08-22-2007, 04:43 PM   #39
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actually when dealing with subaru etc. it turns out that most were $100 for every $1000 which sounds great till you see that with $0 down some of them can be close to $1000 a mth...

BMW is horrible for downpayments, you go into a showroom, and they have listed that you can have XXX car with such and such pkgs for a meare $800+ per mth, but that's IF you put down $8000 lol. I realise that that is just a starting point to work out a better deal but still $8000 down and you still are paying close to $1000 per mth.
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Old 08-22-2007, 04:59 PM   #40
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My Dad's 5 is zero down. Horrendous monthly payments, but it's a business writeoff. The minivan is zero down too, so is an employee's Mazda3. At the end of the day, it's just a necessary expense, and I don't know about you guys, but I rather drive a new car every 3 years than pay the tax man to floss his ass with gold.
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Old 08-22-2007, 05:47 PM   #41
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^^ Damn stright. It seems to be the way to go now if you don't want to worry about major repairs etc. and like that new car smell

yea $0 down on 5er's I know what you mean by horrendous payments... the same though for both the rents car's they get written off so high monthly payments aren't as big a deal.
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Old 08-24-2007, 12:52 AM   #42
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We got a 328i sedan, alpine white, black leatherette and the premium pak with no money down and we are paying around about $700, i think.
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Old 08-24-2007, 01:19 AM   #43
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The only thing i don't like about leases, althought it makes sense in alot of cases esp with businesses.

The concept i dont like, is that you never really own the car, and the payments never stop. I like the idea of paying off a car, driving payment free for a few years, then worrying about a new car again.
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Old 08-28-2007, 01:21 PM   #44
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^^Im with you brother, theres no feeling like the first couple of months when you have paid off ur car and you see all kinds of extra money in your account.....lol
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Old 09-26-2007, 01:01 AM   #45
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I got a 328xi, nav, leather, parking, sound system. no money down, 20k/year, 3 years. $1040/month.

raped.
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