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Old 03-22-2008, 10:32 AM   #31
europrince
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bro, that's a rigged question, as premium varies from company to company. why don't you go to kanetix.ca or insurancehotline.com and shop for rates.
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Old 03-22-2008, 10:34 AM   #32
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Quote:
Originally Posted by Oyster View Post
Ok so rather than starting a new thread, I am reviving one.

5 star, 1 at fault accident claim, 2000 540 full coverage, 17years experience, pleasure use is $2500


The killer is the minimum $2000 deductible on the 540 models.

Am I paying too much? I am 33y and would think that once you past 25y it would go down
you are paying too much. I pay less for my M5, and I'm 28. If you look at the average on the posts in this thread you should be paying around $1600.
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Old 03-22-2008, 10:52 AM   #33
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Originally Posted by europrince View Post
bro, that's a rigged question, as premium varies from company to company. why don't you go to kanetix.ca or insurancehotline.com and shop for rates.
yikes, I tried kanetix.ca

RBC Insurance $2771

Desjardins General Insurance
(certas Direct Insurance Company) $3278


belairdirect $3445

KTX Insurance Solutions
(Economical Mutual Insurance) $4607


TD Insurance Home and Auto $4991


KTX Insurance Solutions
(Pafco Insurance) $5521
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Old 03-22-2008, 10:57 AM   #34
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If you're a university graduate or work for a very large company, you can see if Meloche Monnex can cover you under group rates. I know that UofT grads can get group insurance at Meloche. You save about a third over retail.
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Old 03-22-2008, 11:01 AM   #35
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Originally Posted by europrince View Post
If you're a university graduate or work for a very large company, you can see if Meloche Monnex can cover you under group rates. I know that UofT grads can get group insurance at Meloche. You save about a third over retail.
actually, I am with MM, University grad and work for TD who owns MM!

I guess the grass is not greener in my case!
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Old 03-22-2008, 11:09 AM   #36
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actually, I am with MM, University grad and work for TD who owns MM!

I guess the grass is not greener in my case!
I was with Meloche, had to leave for a year because some **** ups of mine from years ago resurfaced. I'll be going back this summer, as my wife is with them and also works for TD. You can't beat Meloche's rates.
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Old 03-22-2008, 11:15 AM   #37
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anyone ever consider he's lying? im paying $300 month, no collision, G licence for 7 years of driving, 5 of those with a G... no tickets, no claims, no accidents... not bad in comparison to paying closer to $6000 a year on a 2001 Civic Si.
you're paying waaay too much with that record, unless you're a teenager. pm me if you looking for a better rate.
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Old 03-22-2008, 01:24 PM   #38
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I'm paying $1800/year full coverage with a $1000 deductible. 25 years old, 0 accidents, 0 ticket convictions (had 9 tickets pending last year and beat them all) but I had to change my address to get this rate

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Old 03-22-2008, 01:58 PM   #39
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Ok so rather than starting a new thread, I am reviving one.

5 star, 1 at fault accident claim, 2000 540 full coverage, 17years experience, pleasure use is $2500


The killer is the minimum $2000 deductible on the 540 models.

Am I paying too much? I am 33y and would think that once you past 25y it would go down
I think you maybe... i was at td.. one of hte most expensvie insurance companies but they have the best accident handling around.

01 530i full coverage 500 deductagble and 300 perils... i pay < 1900 a year.

I am with CAA insurance if you have caa they give you discount so i got caa and got the discount and ended up less than 1900 and ended up with free caa used it twice with my friends cars.

p.s i have had 2 speeding tickets in the last 10 years... more than 5 years so i think they are off my record.

I am in my 30s
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Old 03-22-2008, 02:07 PM   #40
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I'm paying $1800/year full coverage with a $1000 deductible. 25 years old, 0 accidents, 0 ticket convictions (had 9 tickets pending last year and beat them all) but I had to change my address to get this rate
knock on wood if you file a claim they don't find you out. they'd deny your claim. i'd keep stuff like that on the down low.
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Old 03-22-2008, 02:38 PM   #41
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knock on wood if you file a claim they don't find you out. they'd deny your claim. i'd keep stuff like that on the down low.
you mean downlow as in don't even post it on a car forum? lol white guys .. gotta love'em! I'll take my chances with this
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Old 03-22-2008, 02:53 PM   #42
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^ to each their own
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Old 03-22-2008, 02:54 PM   #43
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^ to each their own
atleast he has his full name and number available to go with his comments. and since you quoted him it will be here forever!
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Old 03-22-2008, 03:22 PM   #44
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I'm going to pay $1500/year full covreage with $500 deductables when i put the car in my name (currently under a dealer plate while i'm in school and don't drive it much). I'm 23, 0 tickets, 0 accidents. Its under $100/month if i register it as my second vehicle. State Farm.

97 540i/6
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Old 03-22-2008, 05:30 PM   #45
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RBC
$1880 full coverage, 2002 540i
$500 coll, $300 comp
inc loss of use, etc.

2005 May - direct comp
2005 Jan - collis, chargeable

Lic 11 years, married, combo, all that disc jazz...

Adjusting the deduct doesn't change much to justify. Couldn't afford ins for an M5... yet

Wife... $1000 bucks for 2000 Focus ZX3 full coverage, NO CONVICTIONS. I'm starting to realize that full coverage for that car is a joke at this point.

Quote:
2000 Ford ZX3

Excellent
$4,555

Good
$4,155

Fair
$3,625
e34 was something like $900 for liab only.
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