I just read this post and man Shamis I can tell you that it does not look too good for you. Sorry
I do some work with insurance adjuster and let me tell you first you will not be able to get insurance with another new companies for now.
Most company have stop writing any new policy for the year. By law they have to write x amount and then that it for new customers. Exisiting they will.
Your existing insurance they will have two options to cancel you after your policy has expired reffering to you as a bad risk they have the right to.
If they decide to keep you better believe that they will be charging you al least close to $8-$10,000 per year especially if you are under 25.
Most likely they will chose the option not to renew.
In reguards your insurance will go up even if you did not make that claim the other drivers will and will be in contact with your insurance company.
They all talk to each other and share data)
Once you are in a accident and it involves other cars and there is serious damage the cops will lay the careless driving especially if road conditions were good.
You say that the audi was damaged bad that means you were doing above the speed limit and the cops once they see you are young being pricks they are will try it make it difficult for ya.
I used to be young and drove hard but luckily I did not get in accident just lots of speeding tickets but back then in the 80's the insurance was not affected like now 2 ticket no matter what your rating goes down.
Speaking from expereince I used to speed and think that I was a much better driver than those older folks that is from being young and thinking like that. But trust me being older now
Ha Ha) Im a much better driver definately more mature when it comes to handling a car when I need to. I need to especially the power Im running.
Dont get me wrong I still speed and drive hard at time if roads are clear but not carelessly. But most of the times I dont. Too many damm cops out with laser.
Back then the insurance did not pull your driving record often, only when you got a new car or new policy.
Today now it seems that they pull your driving record every two years to see how much ticket you have and then adjust the rates. Definately on every new policy or new car they do.