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Old 01-05-2014, 01:30 PM   #1
TSI
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Hagerty insurance

Looking at geting a policy with them for 2 e30s. Looks like a very good deal (about 20% of what we're paying currently), but they seem almost too good to be true. Anybody have experience with them, specifically regarding usage restrictions? We put down 13000 kms/year for one of them, including some daily use, which seems okay by them. They do seem to have a lot of questions (concerning modifications, overall conditions, wanting tons of pics, evaluations, etc.) So, overall good or not worth it?
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Old 01-05-2014, 02:59 PM   #2
Ceeker
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they just want to make sure you have a back up car as they don't want it to be a daily. I have one of mine insured under them. Super cheap. I don't believe they will insure a daily car. it's for historical and collector or infrequent usage vehicles.
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latest addition 1 87 325is blk - parts.

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Old 01-05-2014, 04:53 PM   #3
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they just want to make sure you have a back up car as they don't want it to be a daily. I have one of mine insured under them. Super cheap. I don't believe they will insure a daily car. it's for historical and collector or infrequent usage vehicles.
Makes sense. We have a DD, so it should work.
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Old 01-05-2014, 04:55 PM   #4
careless7
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Yeah works for my E30... $395 per year full coverage. Still a good deal for them too since it isn't winter driven but they said going to work isn't a big problem. They know some people will use their car for everyday tasks here and there, which wasn't the same at Silver Wheels Insurance.

I haven't had it for long but highly recommend them based on experience so far. A couple pics and a mod list were supplied and only an estimated value, not appraisal.

Unfortunately, they wouldn't accept the Skyline or any RHD vehicle for that matter but that is under $1K with Aviva.
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Old 01-05-2014, 08:38 PM   #5
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Yeah, we tried Aviva with a corporate discount, but they said they would do it for 4k/year. So obviously no go.

I figure they'll be pretty happy with out deal, one is driven about 7k/year (no winter) like yours.
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Old 01-06-2014, 01:15 AM   #6
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Same here. I have it on Fiat spider. It's $180/year insured for $5k value.
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Old 01-06-2014, 02:37 PM   #7
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Yeah works for my E30... $395 per year full coverage. Still a good deal for them too since it isn't winter driven but they said going to work isn't a big problem. They know some people will use their car for everyday tasks here and there, which wasn't the same at Silver Wheels Insurance.

I haven't had it for long but highly recommend them based on experience so far. A couple pics and a mod list were supplied and only an estimated value, not appraisal.

Unfortunately, they wouldn't accept the Skyline or any RHD vehicle for that matter but that is under $1K with Aviva.
Isn't Silver Wheels now Haggerty?
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Old 01-06-2014, 02:43 PM   #8
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Same here. I have it on Fiat spider. It's $180/year insured for $5k value.
Is the Fiat over 25 years old? If so, that's a bit high for a 5K car.

I pay $150 per year for my '87 Vette appraised at $16K. My Haggerty policy is for classic cars and I cannot drive it to work or to shopping centers and I must have a DD insured elsewhere. I have had the policy for a number of years and I believe the price drops 10% every claim-free year.

The policy is available for cars over 20 years old and the rates are even better if your car is 25 years old.
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Old 01-06-2014, 03:15 PM   #9
careless7
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Isn't Silver Wheels now Haggerty?
Not sure but the Silver Wheels plans had way too many restrictions and was uselss. No parking in malls, stored in garage, no driving to work, stationary car show events only - otherwise policy void.

Hagerty is way more realistic.
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Old 01-06-2014, 03:24 PM   #10
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Definitely the way to go!!!
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I think I've had 14 bmw's in 4 years.
2 IX's -sold and parts
2 325i 4 dr - sold
4 318is all white - sold and parts
1 87 325is red - parts
1 89 325i vert grey - parts
1 90 325is white - keepin
1 87 325i vert -red - keepin
latest addition 1 88-325is red - parts
latest addition 1 89-325i vert - white -fixin/sold
latest addition 1 92-318i vert - blue - parts
latest addition 1 87 325is blk - parts.

latest addition as of 2013-Gold 87-325is auto! it's a keeper!
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Old 01-06-2014, 06:44 PM   #11
TSI
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So, today we got a call...and got refused. Apparently, since it's driven to work 4x/month, they can't insure it. Which is odd, given that the website clearly indicated we could. Looking for alternatives...
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