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hi guys i have problem with insurance i cant insured my car cuz every body sad like its old car we are not covered your car cuz its 1992 and if some company covered its like 500$ on my dad and my dad has clean record about 9 years but he never has insurance (((( so maybe some body know some good company ?
92 BMW 325IS 5SPEED
Last edited by Alextorobto; 02-07-2013 at 08:40 PM.
Posted in the wrong place and I don't think I've ever seen anything this poorly written. There are these things called 'grammar' and 'spelling', look into them sometime Alex.
Anyway, I do have something constructive to ad: I've gotten good prices from TD Insurance. I can insure my e30 for ~$200, under my name at 22 years old (clean record, finally). Check them out. You may be setting your goals unrealistically low though.
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$254 sounds high. Is that for FULL coverage? Just go with liability only. For comparison, my 330Ci used to be $290/month for full coverage before I turned 25. The M5 is $296 or so for full coverage and I am 25. A 1992 325is that's worth a fraction of either of those two shouldn't be costing you nearly as much to insure.
'12 M3 6MT Alpine White + Fox Red Extended | '09 328i 6MT Space Gray + Black
Value of your car has little is a very small portion of your premium... risk factor and liability is what makes up majority of your premium. Just because a car is older and has less value does not mean it will be cheaper to insure. If the vehicle has bad safety ratings or does not compare well to current safety standards a larger premium is assigned. Likewise if a car has really high theft rates. The actual cost of repairing or replacing a vehicle makes up a small portion of payouts from insurance claims relative to the medical claims made annually.. Just an FYI.
1992 325i / Briliant rot - SOLD @ 301,000km
1998 318is / Arktic silber - SOLD @ 207,000km
2007 335i / Jet Black - CURRENT @ 28,000 km
holy shit bro you pay 300$ a month for the M5? I pay half that for the roadster??
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2002 TiAg M3 6mt deoranged, dechromed, led tails, ZHP knob, UUC SS v3, GROM, OEM 220M 19's, Michelin Supersports
2006 YZF-R6, bunch of go-fast stuff
Somewhat true, as my rates did change noticeably depending on the value of the car.
Its not the value of the car, but the risk factor! Try a brand new Kia, it would be less than the M5, even tho worth the same!
My first insurance quote at 17 was $500/month on a Renault 5 worth $600!
Now i pay $220 for my 330ci AND an Expedition...
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