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Old 04-06-2013, 09:42 AM   #1
njansenv
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"Not insurable" Porsche 964 with Meloche



So, after a month of having my car insured through Meloche, I got a call indicating that my car was not insurable with Meloche - that they did not have the VIN in the database. The car is a Rest-Of-World spec, which I expect is the problem. I've used Meloche exclusively for about 4 years now, but this really annoys me.

Any recommendations? Two minor convictions in three year, no claims, no accidents, non-GTA postal code. I'm willing to move all my insurance over if the price is reasonable - house, two daily drivers and the 911.
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Old 04-06-2013, 10:32 AM   #2
Robb
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Quote:
Originally Posted by njansenv View Post
Two minor convictions in three year,
Thats' why they dropped you, not the car.
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Old 04-06-2013, 11:45 AM   #3
Kirk930
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I've always had good luck with Co-Operators.

Three Porsches with them over the years.
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Old 04-06-2013, 12:38 PM   #4
njansenv
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Quote:
Originally Posted by Robb View Post
Thats' why they dropped you, not the car.
Seems unlikely - they still insure my other cars (I pay $55/month for my VW, for example). I think it's more likely that the ROW (Japan) VIN didn't register on their database - which is what they explained.
I'll try the Co-operators, thanks!
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1998 328i "M-tech"
2001 TDI Golf. 1300km/tank commuter. Boring, slow, cheap.
1991 P-car: 964c4 Let the porcupine jokes commence.


Gone: '99 M3 vert, '98 M3 sedan, '91 E30, '89 E30, '87 E30, '91 Euro M5, '93 6-speed Corvette, STI v8 swapped '98 Impreza, '73 2002, 2004 325iT
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Old 04-06-2013, 12:59 PM   #5
Nick_V
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Why not try Hagerty/Lant - collector insurance?
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Old 04-06-2013, 01:16 PM   #6
njansenv
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I'm going to - but I'm not a huge fan of the restrictions for what I want to use the car for (IE: no taking it to work etc). I will if I have to (I was quoted only $430/year!), but would in fact rather have paid the $1100/year Meloche quoted to be able to use it without those restrictions.
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1998 328i "M-tech"
2001 TDI Golf. 1300km/tank commuter. Boring, slow, cheap.
1991 P-car: 964c4 Let the porcupine jokes commence.


Gone: '99 M3 vert, '98 M3 sedan, '91 E30, '89 E30, '87 E30, '91 Euro M5, '93 6-speed Corvette, STI v8 swapped '98 Impreza, '73 2002, 2004 325iT
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Old 04-06-2013, 01:23 PM   #7
davericher20
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First of all, pics of the car.

And normally an insurance co. Drops a client if they have 4 traffic convictions in 3 years. 2 sounds ludicrous.
I'm with cooperators and they have been fantastic. Belair gave me HUGE hassles when I tried to insure the car, they wanted me to change the vin before I went with them
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Old 04-06-2013, 02:37 PM   #8
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Check CUMIS as well. Switched from State Farm for $5000 savings per year on our 5 vehicles
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Old 04-06-2013, 03:55 PM   #9
propr'one
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it was my understanding that provided you had the CMVSS certification you could insure a car that was outside of the database with most companies. what paperwork did you get with the car?
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Old 04-06-2013, 04:09 PM   #10
njansenv
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I have an Ontario ownership: the car has been on the road in Ontario since 2006. I gave them a copy of the ownership.
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1998 328i "M-tech"
2001 TDI Golf. 1300km/tank commuter. Boring, slow, cheap.
1991 P-car: 964c4 Let the porcupine jokes commence.


Gone: '99 M3 vert, '98 M3 sedan, '91 E30, '89 E30, '87 E30, '91 Euro M5, '93 6-speed Corvette, STI v8 swapped '98 Impreza, '73 2002, 2004 325iT
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Old 04-06-2013, 04:11 PM   #11
propr'one
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is there a canadian safety compliance sticker on the driver door jamb?
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I run a canadian led kit & hid kit company, if you have any questions about led headlights or hid kits in canada or would like to check out our products please contact me here: http://absolutehid.ca

Hot: 2001 Estoril M RoadsterZCP 19's michelin supersports, ZHP knob, JL 8W3
Cold: 2002 TiAg M3 6mt deoranged, dechromed, led tails, ZHP knob, UUC SS v3, GROM, OEM 18's w310's,
Fun: 2006 YZF-R6, black, ohlins, pazzo, cat delete, vance hines csone, YEC racing tune
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Old 04-06-2013, 10:57 PM   #12
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No way around this. Meloche did this to me as well with one of the M5 I imported from Germany. I dealt with them for 2 weeks, right down to the underwritting department, and in the end went with Silverwheels (now Hagerty).
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Old 04-07-2013, 01:32 AM   #13
propr'one
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^^didn't that work out much cheaper for you in the end?
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I run a canadian led kit & hid kit company, if you have any questions about led headlights or hid kits in canada or would like to check out our products please contact me here: http://absolutehid.ca

Hot: 2001 Estoril M RoadsterZCP 19's michelin supersports, ZHP knob, JL 8W3
Cold: 2002 TiAg M3 6mt deoranged, dechromed, led tails, ZHP knob, UUC SS v3, GROM, OEM 18's w310's,
Fun: 2006 YZF-R6, black, ohlins, pazzo, cat delete, vance hines csone, YEC racing tune
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Old 04-07-2013, 05:48 PM   #14
marek
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^^didn't that work out much cheaper for you in the end?
It did, and since it was a toy I didn't care about the restrictions.
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Old 04-07-2013, 06:28 PM   #15
BMW_7
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pics of the porsche?
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