i have a co-signer bcuz the dealer told me that my credit was fresh and not used, still confused. So the dealer asked me to get a co-signer, and my sister helped me out. I talked to BMW Canada about this and they told me if my payments and work history is fine i can take the co-signer off and they have an admin fee of $500. Now i want to go to the right dealer to deal with this. I hate the sales rep. i had and don't want to go see him or talk to him regarding this. Please let me know a good person i can deal with if anyone knows.