Click to go to Forum Home Click to go to maXbimmer Home

Go Back   maXbimmer Forums > maXimum Tech > 3 Series > E30 (1983 - 1991)
User Name
Password


Welcome to Maxbimmer.com!

You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!

Reply
 
Thread Tools Rate Thread Display Modes
Old 04-02-2008, 09:02 PM   #1
BmW1819
6th Gear Member
 
Join Date: Feb 2007
Location: Pickering
Posts: 2,785
E30 insurance

i got a problem that i am facing with my e30 i stop the insurance on my e30 last year because i was storing it but now that is 20 years old my insurance company wants a detailed appraisal what is 400$ to get cause it's detailed i was just wondering if anyone that owns a 20 year bmw had this problem when insuring there car if u didn't what company are you with?? and i couldn't keep it insured because they wont insure a 20 year old car for fire
BmW1819 is offline   Reply With Quote
Old 04-02-2008, 09:44 PM   #2
craz azn
6th Gear Member
 
craz azn's Avatar
 
Join Date: Feb 2004
Location: Port Perry
Posts: 7,486
Send a message via MSN to craz azn
I don't take mine off my policy or else it will never go back on due to their stupid 20 year rule. So, I just drive it all year round. Problem solved.

I'm with Belair Direct BTW. They suck with older cars.
__________________

Rippin' Proper | Youtube | Vimeo |
craz azn is offline   Reply With Quote
Old 04-02-2008, 09:57 PM   #3
BmW1819
6th Gear Member
 
Join Date: Feb 2007
Location: Pickering
Posts: 2,785
yea iam with melche monnox and there not nice with older cars i was gonna insure it with fire just to keep it on but they said no
BmW1819 is offline   Reply With Quote
Old 04-02-2008, 10:54 PM   #4
Finn
2nd Gear Member
 
Finn's Avatar
 
Join Date: Feb 2008
Location: ?
Posts: 135
My insurance company asked me for the same thing. So as directed by them I found an auto appraiser in the phone book. A $100 later and a good coat of looking at gave me an appraisal that I didn't think was detailed enough but apparently was good enough for the insurance company. I'm sure you can find an appraiser for less than $400.

Any on the board?
Finn is offline   Reply With Quote
Old 04-02-2008, 11:33 PM   #5
El Gato Liso
6th Gear Member
 
El Gato Liso's Avatar
 
Join Date: May 2007
Location: Brampton
Posts: 3,097
thats exACTLY the reason why my second e30 is a 1990. it was either an 89 or 90 or 91, and i said ill go 90 to give me 2 more years of play
__________________
R.I.P. E30
El Gato Liso is online now   Reply With Quote
Old 04-03-2008, 12:56 AM   #6
86coupe30
1990 325is
 
86coupe30's Avatar
 
Join Date: Mar 2007
Location: kitchener
Posts: 573
Send a message via MSN to 86coupe30
i never had this problem.. my car was 20 they just asked from an appraisal.. so i went to the dmv got a slip for an appraisal got my local cetified mechanic to look at it and tell them what he thinks its worth.. they took that with no problem. this was like the beginning of the summer though so it may have changed.
86coupe30 is offline   Reply With Quote
Old 04-03-2008, 08:30 AM   #7
sproule905
6th Gear Member
 
sproule905's Avatar
 
Join Date: Jul 2006
Location: The Landing
Posts: 1,328
i had the same thing back when I did have my 84 318i, i just went into different mto's until one of them didn't need an appraisal, then back to my insurance compant.. done!
__________________

sproule905 is online now   Reply With Quote
Old 04-03-2008, 08:31 AM   #8
325isdan
5th Gear Member
 
Join Date: Jun 2007
Location: GTA
Posts: 1,104
what company are you guys with??? State Farm has never asked me or my brother for an appraisal...
325isdan is online now   Reply With Quote
Old 04-03-2008, 08:38 AM   #9
supernaught
6th Gear Member
 
supernaught's Avatar
 
Join Date: Aug 2006
Location: Peterborough
Posts: 1,324
Send a message via MSN to supernaught
when storing with belair direct i don't cancel, just get minimum coverage, costs about $7/month and there is no reinstatement fees. if you don't cancel with them, they wont ask for an appraisal if you are over 20.
The storage coverage is almost meaningless, but if your Pbrake fails and the car rolls out of the garage into your neighbor's Delorean, you're covered.
__________________

88 325IX TOURING DiamantSchwarz|89 325IX AlpinWeiss|88 325IX DiamantSchwarz
supernaught is offline   Reply With Quote
Old 04-03-2008, 11:42 AM   #10
BmW1819
6th Gear Member
 
Join Date: Feb 2007
Location: Pickering
Posts: 2,785
see thing is my company wont cover a car in storage?? what company do u have supernaught??
BmW1819 is offline   Reply With Quote
Old 04-03-2008, 11:43 AM   #11
oldskool3
4th Gear Member
 
oldskool3's Avatar
 
Join Date: Oct 2004
Location: Ottawa, Canada
Posts: 1,302
I had to get and insurance aappraisal also but it cost me like $40 I just called around appraisal shops till I found a guy for cheap. He was a certified appraiser for the gov.
oldskool3 is offline   Reply With Quote
Old 04-03-2008, 11:47 AM   #12
BmW1819
6th Gear Member
 
Join Date: Feb 2007
Location: Pickering
Posts: 2,785
yea i got appraisal done for 80$ but the insurance compant said they want a detailed one whatever that means
BmW1819 is offline   Reply With Quote
Old 04-03-2008, 12:55 PM   #13
supernaught
6th Gear Member
 
supernaught's Avatar
 
Join Date: Aug 2006
Location: Peterborough
Posts: 1,324
Send a message via MSN to supernaught
i have Belair Direct, you might need to have it insured for a while before you store it, not sure. But I have one of my iX's stored right now and its only ~ $7/mo
__________________

88 325IX TOURING DiamantSchwarz|89 325IX AlpinWeiss|88 325IX DiamantSchwarz
supernaught is offline   Reply With Quote
Old 04-03-2008, 01:30 PM   #14
woofster
3rd Gear Member
 
Join Date: May 2006
Location: Toronto, Canada
Posts: 578
I'm not sure if it's the same thing, but I "suspend liability" coverage on my E30 during the winter months. That way, insurance is never really "cancelled" but simply put on hold.
__________________
2006 BMW X3
2003 Acura MDX
woofster is offline   Reply With Quote
Old 04-03-2008, 09:01 PM   #15
supernaught
6th Gear Member
 
supernaught's Avatar
 
Join Date: Aug 2006
Location: Peterborough
Posts: 1,324
Send a message via MSN to supernaught
^^ya, same thing i have done with Belair.
__________________

88 325IX TOURING DiamantSchwarz|89 325IX AlpinWeiss|88 325IX DiamantSchwarz
supernaught is offline   Reply With Quote
Reply

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump


All times are GMT -4. The time now is 01:49 AM.


Powered by vBulletin® Version 3.8.1
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.