E30 insurance

[BmW1819]

i got a problem that i am facing with my e30 i stop the insurance on my e30 last year because i was storing it but now that is 20 years old my insurance company wants a detailed appraisal what is 400$ to get cause it's detailed i was just wondering if anyone that owns a 20 year bmw had this problem when insuring there car if u didn't what company are you with?? and i couldn't keep it insured because they wont insure a 20 year old car for fire

[craz azn]

I don't take mine off my policy or else it will never go back on due to their stupid 20 year rule. So, I just drive it all year round. Problem solved.

I'm with Belair Direct BTW. They suck with older cars.

[BmW1819]

yea iam with melche monnox and there not nice with older cars i was gonna insure it with fire just to keep it on but they said no

[Finn]

My insurance company asked me for the same thing. So as directed by them I found an auto appraiser in the phone book. A $100 later and a good coat of looking at gave me an appraisal that I didn't think was detailed enough but apparently was good enough for the insurance company. I'm sure you can find an appraiser for less than $400.

Any on the board?

[El Gato Liso]

thats exACTLY the reason why my second e30 is a 1990. it was either an 89 or 90 or 91, and i said ill go 90 to give me 2 more years of play

[86coupe30]

i never had this problem.. my car was 20 they just asked from an appraisal.. so i went to the dmv got a slip for an appraisal got my local cetified mechanic to look at it and tell them what he thinks its worth.. they took that with no problem. this was like the beginning of the summer though so it may have changed.

[sproule905]

i had the same thing back when I did have my 84 318i, i just went into different mto's until one of them didn't need an appraisal, then back to my insurance compant.. done!

[325isdan]

what company are you guys with??? State Farm has never asked me or my brother for an appraisal...

[supernaught]

when storing with belair direct i don't cancel, just get minimum coverage, costs about $7/month and there is no reinstatement fees. if you don't cancel with them, they wont ask for an appraisal if you are over 20.
The storage coverage is almost meaningless, but if your Pbrake fails and the car rolls out of the garage into your neighbor's Delorean, you're covered.

[BmW1819]

see thing is my company wont cover a car in storage?? what company do u have supernaught??

[oldskool3]

I had to get and insurance aappraisal also but it cost me like $40 I just called around appraisal shops till I found a guy for cheap. He was a certified appraiser for the gov.

[BmW1819]

yea i got appraisal done for 80$ but the insurance compant said they want a detailed one whatever that means

[supernaught]

i have Belair Direct, you might need to have it insured for a while before you store it, not sure. But I have one of my iX's stored right now and its only ~ $7/mo

[woofster]

I'm not sure if it's the same thing, but I "suspend liability" coverage on my E30 during the winter months. That way, insurance is never really "cancelled" but simply put on hold.

[supernaught]

^^ya, same thing i have done with Belair.