Click to go to Forum Home Click to go to maXbimmer Home

Go Back   maXbimmer Forums > Misc > Off-topic
User Name
Password


Welcome to Maxbimmer.com!

You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!

Reply
 
Thread Tools Rate Thread Display Modes
Old 03-22-2009, 06:49 PM   #46
Nick_V
6th Gear Member
 
Nick_V's Avatar
 
Join Date: Feb 2009
Location: Hamilton
Posts: 1,328


Quote:
Originally Posted by dbworld4k View Post
Be prepared to bend over w/o lube for insurance for the rest of your life, kiddo!
haha not even close. Even if they convict him on all counts, he will be paying reasonable rates again by the time he's 21 if he stays clean. And by the time he's 25 this charge will be a distant memory. It's good to make this mistake at his age instead of later on, IMO. People shouldn't be so hard on him, cause let's face it - many of us on here have done the exact same thing he did, just didn't get caught.
Nick_V is offline   Reply With Quote
Old 03-22-2009, 06:57 PM   #47
TNation
Banned
 
Join Date: Aug 2007
Location: Toronto/Calgary
Posts: 1,905
Quote:
Originally Posted by Nick_V View Post
haha not even close. Even if they convict him on all counts, he will be paying reasonable rates again by the time he's 21 if he stays clean. And by the time he's 25 this charge will be a distant memory. It's good to make this mistake at his age instead of later on, IMO. People shouldn't be so hard on him, cause let's face it - many of us on here have done the exact same thing he did, just didn't get caught.
There's no way he's going to be paying reasonable rates by the time he's 21. He won't be able to afford insurance even if he drove a 1995 Sunfire when he's 22.
TNation is offline   Reply With Quote
Old 03-22-2009, 07:17 PM   #48
sirex
King Sirex
 
Join Date: Aug 2002
Location: Toronto
Posts: 9,846
Sure. By the time hes 25 itll be back to normal for him.. Its just giong to be hard to get good rates for the next few years.. Probably be around average when he hits 21-22. Thats 4-5 years away for him..
__________________
sirex is offline   Reply With Quote
Old 03-22-2009, 07:39 PM   #49
JimZYellow
3rd Gear Member
 
JimZYellow's Avatar
 
Join Date: Apr 2003
Location: mississauga
Posts: 580
Quote:
Originally Posted by TNation View Post
There's no way he's going to be paying reasonable rates by the time he's 21. He won't be able to afford insurance even if he drove a 1995 Sunfire when he's 22.
Convictions only stay on your driving record for 3 years. So unless this drags on in court for a very long time, he'll have affordable insurance by the time he's 20/21
__________________
"When you got everything you want, whats left? you cant settle for happiness, thats a trap!"
JimZYellow is offline   Reply With Quote
Old 03-22-2009, 08:13 PM   #50
TNation
Banned
 
Join Date: Aug 2007
Location: Toronto/Calgary
Posts: 1,905
Quote:
Originally Posted by JimZYellow View Post
Convictions only stay on your driving record for 3 years. So unless this drags on in court for a very long time, he'll have affordable insurance by the time he's 20/21
sure, but this is going to look worse than an accident on his record no?
This speed racing ticket only lasts 3 years?
TNation is offline   Reply With Quote
Old 03-22-2009, 09:18 PM   #51
rodo
6th Gear Member
 
Join Date: Feb 2004
Location: oakville, ontario, canada
Posts: 4,200
Don't you get a criminal record for the new street racing law? Someone that got charged for it told me you do... I doubt this will "go away" after three years like a ticket for going 10 over the limit.


As they said in Superbad "people don't forget"

__________________
2010 328i

2010 Expedition


Objects in mirror are farther than they appear Only in a BMW

rodo is offline   Reply With Quote
Old 03-22-2009, 10:20 PM   #52
kkeddy
2nd Gear Member
 
Join Date: Jan 2009
Location: toronto
Posts: 190
what if he was third driver driving his parents car, i know may of my friends dat been booked for dui, no problem for them. im 19, i speed, but not on bait highways such as 401 410 404...while having alchohol, madd stupid
__________________
2003 BMW 325i (sold)
2010 Civic Si (track) (sold)
2001 BMW e46 m3 (current)
kkeddy is offline   Reply With Quote
Old 03-22-2009, 11:28 PM   #53
Nick_V
6th Gear Member
 
Nick_V's Avatar
 
Join Date: Feb 2009
Location: Hamilton
Posts: 1,328
Quote:
Originally Posted by rodo View Post
Don't you get a criminal record for the new street racing law? Someone that got charged for it told me you do... I doubt this will "go away" after three years like a ticket for going 10 over the limit.
As they said in Superbad "people don't forget"
Criminal record or not, like JimZYellow said, convictions only stay on your insurance record for 3 years, so yes, it will "go away." The kid won't be branded for life because of a stupid mistake he made one night when he was 17. Accidents and suspensions stay on for 6-10 depending on the company, but the point here is that this kid is definitely not as ****ed as some people think. Call your broker and ask for yourself.
Nick_V is offline   Reply With Quote
Old 03-22-2009, 11:59 PM   #54
rodo
6th Gear Member
 
Join Date: Feb 2004
Location: oakville, ontario, canada
Posts: 4,200
well, his license is getting suspended by the street racing law, so it'll stay 6-10 then
__________________
2010 328i

2010 Expedition


Objects in mirror are farther than they appear Only in a BMW

rodo is offline   Reply With Quote
Old 03-23-2009, 12:07 AM   #55
TNation
Banned
 
Join Date: Aug 2007
Location: Toronto/Calgary
Posts: 1,905
Quote:
Originally Posted by rodo View Post
well, his license is getting suspended by the street racing law, so it'll stay 6-10 then
exactly, he's screwed badly.
TNation is offline   Reply With Quote
Old 03-23-2009, 12:35 AM   #56
sirex
King Sirex
 
Join Date: Aug 2002
Location: Toronto
Posts: 9,846
his liscence is getting suspended for a week.......
__________________
sirex is offline   Reply With Quote
Old 03-23-2009, 09:59 AM   #57
rodo
6th Gear Member
 
Join Date: Feb 2004
Location: oakville, ontario, canada
Posts: 4,200
so what? It's still being suspended. Do you think insurance will care if its for a week or a year? No, they won't
__________________
2010 328i

2010 Expedition


Objects in mirror are farther than they appear Only in a BMW

rodo is offline   Reply With Quote
Old 03-23-2009, 11:03 AM   #58
sirex
King Sirex
 
Join Date: Aug 2002
Location: Toronto
Posts: 9,846
maybe.. I dont know..... does anyone know the answer to this?
__________________
sirex is offline   Reply With Quote
Old 03-23-2009, 12:50 PM   #59
damameke
6th Gear Member
 
Join Date: Dec 2008
Location: Canada
Posts: 1,367
All I know, this kid at 17 made a mistake and I am pretty sure his parents is mad at him
and insurance rate increase or not is secondary, hope he will learn from this bad experience..

at one point in our lives, we did crazy things too. just that nowadays the law are stricter...and fine are heavier too

look around. spring is here cars are driven much faster and cops are everywhere..

chance it then face the music...
damameke is offline   Reply With Quote
Old 03-23-2009, 01:48 PM   #60
jstalin
capitalism=crisis
 
jstalin's Avatar
 
Join Date: Jan 2005
Location: Via Dolorosa
Posts: 3,085
Quote:
Originally Posted by Nick_V View Post
Criminal record or not, like JimZYellow said, convictions only stay on your insurance record for 3 years, so yes, it will "go away." The kid won't be branded for life because of a stupid mistake he made one night when he was 17. Accidents and suspensions stay on for 6-10 depending on the company, but the point here is that this kid is definitely not as ****ed as some people think. Call your broker and ask for yourself.
No, convictions are on your record for 6 years.

And if he isn't insured from now til then, his rates will still be high when he gets insured again because a gap in insurance is almost as bad as having convictions.

So either he pays now or he pays when he's 25
__________________
Rise with your class, not above your class
̿ ̿̿'\̵͇̿̿\o=(•̪●)=o/̵͇̿̿/'̿̿ ̿
jstalin is offline   Reply With Quote
Reply

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump


All times are GMT -4. The time now is 10:07 PM.


Powered by vBulletin® Version 3.8.10
Copyright ©2000 - 2018, vBulletin Solutions, Inc.
Maxbimmer Copyright 2001 - 2018