Click to go to Forum Home Click to go to maXbimmer Home

Go Back   maXbimmer Forums > General > General Discussion
User Name
Password


Welcome to Maxbimmer.com!

You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!

Reply
 
Thread Tools Rate Thread Display Modes
Old 11-04-2003, 04:04 AM   #1
real468
2nd Gear Member
 
Join Date: Sep 2003
Location: Ontario
Posts: 249
Insurance



Im 15 turning 16 this month and ill be getting my 318 e30 pretty soon. Just wondering if someone would be willing to give me a ball park figure of what kind of insurance they pay for their e30. Note mine is an 84. Any info would be great thanks.

Im hearing that it will be really cheap cus the car is old and some are saying itll be expensive cus its a 2dr beamer n some ppl say itll b high cus the car is old and will hav problems. So i figure you guys are the best to ask .
real468 is offline   Reply With Quote
Old 11-04-2003, 12:25 PM   #2
snd84318i
3rd Gear Member
 
snd84318i's Avatar
 
Join Date: Oct 2003
Location: nyc
Posts: 378
here in ny ins companies consider all. age,car and driving record . if Ontario is this same way then you will be paying alot . here i pay about 1000US for mine wich covers nothing just injury . best thing to do is get quotes ask around and choose what best for you . good luck
__________________
snd84318i is offline   Reply With Quote
Old 11-04-2003, 05:48 PM   #3
323Ci-vm
2nd Gear Member
 
Join Date: Jun 2002
Location: Mississauga, ONT
Posts: 57
Try this link for an online quote...

I think it will be quite high, definitely over $2K and maybe even over $3k mainly because your male and under 25.

But try this link....Insurance Hot line free online quotes...
323Ci-vm is offline   Reply With Quote
Old 11-04-2003, 08:43 PM   #4
real468
2nd Gear Member
 
Join Date: Sep 2003
Location: Ontario
Posts: 249
Wow

that high even though its old,
real468 is offline   Reply With Quote
Old 11-04-2003, 11:06 PM   #5
dtthiaga
6th Gear Member
 
Join Date: Mar 2002
Location: Ontario
Posts: 1,552
It's going to be high. The problem is, you are a new driver, and I bet the BMW is considered high risk (even an 85). It’s all about the vehicle classifications (cost of repair, stolen rate, accident rate etc).

You can call around some insurance companies now and find out what they would charge when you hit 16.

You should find out what an 89 Civic would cost for you and also the 85 BMW. It is strictly for comparison. If there isn’t much difference between the two cars, it’s going to be your age and the “new driver” situation. I assume you’re asking about being primary driver on the vehicle.

I was paying $850/year for an 90 Integra full coverage, and when I got a 97 318is full coverage, the Insurance only went up to $1100/year. Both were considered higher risk cars. When I first got the Integra, I was paying $2000+ or so. Overtime, it went down (no accidents or tickets).
dtthiaga is offline   Reply With Quote
Old 11-04-2003, 11:21 PM   #6
real468
2nd Gear Member
 
Join Date: Sep 2003
Location: Ontario
Posts: 249
insurance in ridiculous. IF i could id drive without it and endure any costs of an accident because it seems the costs wont even out. The second you get in an accident they want to cancel you. My sister got in an accident in her civic only had to patch up bumper and rplace light and they cancelled her . Seems a little one sided to me. Is it legal to drive without insurance because it should be if i got in accident id rather dishout 5hundred or whatever the price is to fix instead of paying 5g a year. How often do you get in accidents anyway?
real468 is offline   Reply With Quote
Old 11-04-2003, 11:23 PM   #7
real468
2nd Gear Member
 
Join Date: Sep 2003
Location: Ontario
Posts: 249
whats the consequence of driving without insurance? not planning on it jus curious
real468 is offline   Reply With Quote
Old 11-04-2003, 11:44 PM   #8
sloveniaboy
6th Gear Member
 
sloveniaboy's Avatar
 
Join Date: Mar 2003
Location: Markham
Posts: 1,940
i think its a $5,000 fine and ur ride gets towed
__________________
sloveniaboy is offline   Reply With Quote
Old 11-05-2003, 01:19 AM   #9
real468
2nd Gear Member
 
Join Date: Sep 2003
Location: Ontario
Posts: 249
aaa ic not good
real468 is offline   Reply With Quote
Old 11-05-2003, 01:36 AM   #10
Mystikal
Moderator/Event-Coordinator
 
Join Date: Feb 2002
Location: Stance
Posts: 13,107
Re: Try this link for an online quote...

Quote:
Originally posted by 323Ci-vm
But try this link....Insurance Hot line free online quotes...
That's really useful, I had a site like that but lost it a while back.

Thanks.
__________________
Mystikal is offline   Reply With Quote
Old 11-05-2003, 01:56 AM   #11
snd84318i
3rd Gear Member
 
snd84318i's Avatar
 
Join Date: Oct 2003
Location: nyc
Posts: 378
in NY if you drive without ins your lic gets revoked and its $500 to clear it and the ticket is $230 . it goes on your driving record and ins cost will be even more . i suggest that if you can to get it inssured under someone elses name so that it would be cheaper but take care because it what ever you do goes on there record
__________________
snd84318i is offline   Reply With Quote
Old 11-05-2003, 01:57 AM   #12
Mystikal
Moderator/Event-Coordinator
 
Join Date: Feb 2002
Location: Stance
Posts: 13,107
Hmmm, I seem to be $31,841/year for this car I was looking at. Ah well, maybe I'll get that '96 F50 next year.
__________________
Mystikal is offline   Reply With Quote
Reply

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump


All times are GMT -4. The time now is 07:44 AM.


Powered by vBulletin® Version 3.8.10
Copyright ©2000 - 2018, vBulletin Solutions, Inc.
Maxbimmer Copyright 2001 - 2018