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Old 07-10-2011, 12:03 AM   #1
jasonbaek
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Any problems to get an insurance for european import?



Hi, I'm getting my first e30 soon (made a deposit)...When I saw an ad it said it's 316i but I thought it was a typo and called the insurance company for a quote for 318i. Everything was good so I went to see the car(I kept mentioning it as 318i but the owner didn't say anything )and made a deposit. However some members in the forum pointed that the car is european spec and was imported from europe.

So right now I'm worried if my insurance company would refuse to insure it due to being european import...

Anyone in the forum has an experience about this issue?
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Old 07-10-2011, 08:20 AM   #2
misschigga
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If the car has valid emissions and certification in ontario right now i don't think it will be a problem.
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Old 07-10-2011, 02:33 PM   #3
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If it's been plated in Ontario previously you should be ok.
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Old 07-10-2011, 10:45 PM   #4
jasonbaek
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Thank you guys for the input..

By the way I ran a vin # check on RealOEM.com
and the result shows that my vin number indicates that it's American spec 1985 4 door 325E with M20 engine. Any idea why it indicates totally different model? Perhaps they changed VIN when imported this car to Canada? Is there any possibility for problems?
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Old 07-10-2011, 10:49 PM   #5
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Quote:
Originally Posted by jasonbaek View Post
Thank you guys for the input..

By the way I ran a vin # check on RealOEM.com
and the result shows that my vin number indicates that it's American spec 1985 4 door 325E with M20 engine. Any idea why it indicates totally different model? Perhaps they changed VIN when imported this car to Canada? Is there any possibility for problems?
from where did you check the vin #?
If you checked it from the dash; it's quite possible the dashboard was replaced and he didn't bother to take off the vin from the previous car.
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I think I've had 18 bmw's in 6 years.

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latest addition 1 88-325is red - parts
latest addition 1 89-325i vert - white -fixin/sold
latest addition 1 92-318i vert - blue - parts
latest addition 1 87 325is blk - parts.
latest addition as of 2013-Gold 87-325is auto! it's a keeper!
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Old 07-10-2011, 10:53 PM   #6
jasonbaek
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The vin number is from the dealer's receipt..
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Old 07-10-2011, 11:12 PM   #7
Ceeker
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Originally Posted by jasonbaek View Post
The vin number is from the dealer's receipt..
that sound awfully strange, maybe even a bit suspicious. if the car is imported, and documentation is provided and all the necessary legalities are taken care of then it should be registered according to it's vin. why would the dealer receipt be 85 E - M20 car when it is clearly not an E car.

I'm actually curious to all this..
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I think I've had 18 bmw's in 6 years.

1 90 325is white - keepin
1 87 325i vert -red - keepin
latest addition 1 88-325is red - parts
latest addition 1 89-325i vert - white -fixin/sold
latest addition 1 92-318i vert - blue - parts
latest addition 1 87 325is blk - parts.
latest addition as of 2013-Gold 87-325is auto! it's a keeper!
KEEPER 88 5sp Vert 2016
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Old 07-10-2011, 11:20 PM   #8
jasonbaek
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Sorry...disregard the last post that I made.. I've been typing slightly wrong VIN Typed correct one and it shows it's 2dr 316i european model..lol

Last edited by jasonbaek; 07-10-2011 at 11:22 PM.
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Old 07-10-2011, 11:37 PM   #9
davericher20
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hahahaha, yeah that'd do it.

I went to insure my car and being young I was quoted ridiculous prices (but with no hassle) from companies except for belair, they were $200/mo less than all the other guys. The only problem was Belair wanted me to get an appraisal (so I did). Then they said because the VIN didn't match up (eurospec) and said it was a 2010 car, they wanted me to change the VIN (which I refused). In the end I fought with them for a month and a half and they gave in and "did me a favour"

I just signed up with cooperators and no questions asked, they listed it as a 325i and that was that.
Most companies it won't be a problem but others might want an appraisal...Just save yourself the time, shop around and go with the company that doesn't care lol. I wouldn't mention it's a euro unless they ask about the vin.
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Old 07-11-2011, 12:03 AM   #10
jasonbaek
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Sorry to hear that. I previously insured my 87 mk2 jetta to desjardins because Bellair refused to insure me because the car was too old They are known to offer cheapest quote among many other companies..
I can't wait to see if they would accept it or not.
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Old 07-11-2011, 10:42 AM   #11
jasonbaek
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So I called the insurance company and they were bit confused when I tell them the VIN because they couldn't find the model on the database then they asked me if this car is currently plated and certified in ontario, and eventually gave me the same rate as 318i although 316i has 40 less horsepower
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