Originally Posted by dcramer
So after a month we finally agreed on a number.
Here's what I know now
1) If you don't have a broker get one. Mine was invaluable.
2) As long as you aren't racing you are covered everywhere, including the track.
3) They can't dump you because you were on the track. Two or more at faults in one year is cause, but they have to have cause.
I've been under a rock for the past few months. This was a very interesting read. Thanks for sharing it!
I can't argue with point#1
but It's worth mentioning that every insurance company has their own rules and will deal with situations like this very differently.
Your second & third points may be entirely accurate for the company you are with but I would strongly caution anyone from assuming this is the industry wide rule. For others reading this, don't assume your company will be ok with track use. Call and get the OK in writing.
I know of a few companies that will dump you the INSTANT you say: "track", regardless of use; education, lapping, racing.