Originally Posted by HavocSteve
Points and lower fine mean nothing. Still a ding in the eyes of insurance. Get it dropped or don't bother at all =\
Point dont mean a thing its just for the MTO records,insurance sees the charges and then ask you to be bend over and pay for your sins.Either you get it dropped completely or dont bother.If you accept to pay the fine then the insurance will see that you admitted to the offence and they will screw you bigtime unless they offer one "at fault" to be waived.