Originally Posted by woofster
I find the best insurance rates are the ones where you are part of a group plan. Professional associations and university alumni are the primary ones that I currently and have used for substantial savings.
Exactly what I was going to post. Initially when I called around to get quotes for primary insurance, I got $450 MINIMUM, up to something ridiculous like $700.
I'm 22, one 10 over ticket. Only 1 year of official on-the-record insurance, full G for less than a year, G2 since 2006.
My dad's part of a group that insures architects, and we are both on his policy as primary drivers (2 cars + 2 drivers = must be 2 primaries).
20% group discount (architect group)
10% multi-policy discount (house)
10% multi vehicle discount
10% good student discount
10% or 15% no convition (I lost this one)
My dad also gets an age discount.
I'm paying $190 for my BMW as a primary driver.