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Old 12-04-2010, 10:58 PM   #16
woofster
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I find the best insurance rates are the ones where you are part of a group plan. Professional associations and university alumni are the primary ones that I currently and have used for substantial savings.
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Old 12-05-2010, 02:54 AM   #17
Dr. Flyview
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Quote:
Originally Posted by woofster View Post
I find the best insurance rates are the ones where you are part of a group plan. Professional associations and university alumni are the primary ones that I currently and have used for substantial savings.
Exactly what I was going to post. Initially when I called around to get quotes for primary insurance, I got $450 MINIMUM, up to something ridiculous like $700.

I'm 22, one 10 over ticket. Only 1 year of official on-the-record insurance, full G for less than a year, G2 since 2006.

My dad's part of a group that insures architects, and we are both on his policy as primary drivers (2 cars + 2 drivers = must be 2 primaries).

20% group discount (architect group)
10% multi-policy discount (house)
10% multi vehicle discount
10% good student discount
10% or 15% no convition (I lost this one)

My dad also gets an age discount.

I'm paying $190 for my BMW as a primary driver.
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Last edited by Dr. Flyview; 12-05-2010 at 02:56 AM.
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