If you dont want to pay monthly fees, go with a small credit union. My buisness banking costs 0$ a month with unlimited transactions, but cheques are pretty pricey (.80$ afaik).
I rarely write cheques so its not a big deal.
I run a canadian led kit & hid kit company, if you have any questions about led headlights or hid kits in canada or would like to check out our products please contact me here: http://absolutehid.ca
2002 TiAg M3 6mt
deoranged, dechromed, led tails, ZHP knob, UUC SS v3, GROM, OEM 220M 19's, Michelin Supersports
2006 YZF-R6, bunch of go-fast stuff