Originally Posted by Dr. Flyview
Hmm anyone wanna register my car under their name that lives in the north? Is it still possible to get insurance under your name when the car is registered to someone else?
Yes and no.
Registering a car to someone else makes them the owner.
The policy must be in the "new owners" name and this does create a level of risk to them. The question on the auto application is: list all claims arising from the OWNERSHIP or OPERATION of a vehicle. If you have a claim, it can be rated against them if you don't continue to drive or are not listed on a policy so the claim to be rated for. Even worse is if there is a lawsuit and the policy limits don't satisfy the claim. The "owner" & driver would be jointly sued but the owner is ultimately responsible for the shortfall. (we strongly advise our clients against this kind of arrangement)
It is allowable, from the insurance company's perspective, as long as you are listed as the principle operator and you state where the vehicle is garaged and operated. <-- that would make the premium the same as if you bought your own policy.
For all that hassle... just pay for the e-test.