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View Poll Results: wshould i replace the license plate bracket even tho it's not my fault
should i buy a license plate holder 3 8.82%
tell him to go screw himself 30 88.24%
go thru insurance 1 2.94%
Voters: 34. You may not vote on this poll

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Old 01-06-2009, 01:08 PM   #46
Blades
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Quote:
Originally Posted by zackman17 View Post
So i haven't heard from my insurance company(the personal) since the 23rd of December Ive called 4rimes left numerous messages for the adjuster told her the only way she can reach me is on my cell. i spoke to someone said WTF is going on they said she is still awaiting the police report that i faxed to her a week prior. so i left her ANOTHER message telling her to call me on my cell asap.

no call!! so my dad gets back from BC the other night tells me i have a message sent on the 30th of DEC from my insurance company. i call my insurance company and they say we are looking up his case number we have put in a request we have no clue what company he is with. i was like are you kidding me he is with state farm What is taking soo long!. (it has been 14 days since the accident and they are only requesting the information now WTF i have it and i already gave it to them.

so on the 26th of DEC i missed a call from buddy's insurance company, wanting to kno details of the accident. I was waiting to talk to my adjuster because i dint see it being right in me talking to his company because my insurance company is technically representing me. so after i got off the phone with the personal i called his company to see what point they are at they tell me oh it has been decided that you are 50% responsible for the accident....WTFFF i said WOAHH hold on here he goes it's not open for discussion the case is closed.......

so my insurance company is so ****ing stupid and SLOW they don't even know this guys case number, and the other guy prob has his ****ing car fixed by now for **** sakes! So i hung up called my company freaked on them tore a strip off their ass. The lady who i was talking was pondering why this is taking so ****ing long for this stupid adjuster to file this claim. The fact of the matter is i am being held liable for 50% of damages. because this ****er lied and said he has a witness. thanks to my STUPID ****ing insurance company screwing me over because they are too stupid and don't know how to do a claim. i will be awaiting a call tmrw from this bitch who i have been trying to contact for weeks. and the shitty part is my renewal was 2 days ago im stuck with this horrible company for another year **** SAKES
never get the insurance company involved until you really need too.

29 people told you to tell him to go screw himself and you don't listen. No you screwed yourself. If there is no police report its 50-50 .. no if's or but's .. you cant change that now.
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Old 01-06-2009, 03:02 PM   #47
zackman17
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Originally Posted by Blades View Post
never get the insurance company involved until you really need too.

29 people told you to tell him to go screw himself and you don't listen. No you screwed yourself. If there is no police report its 50-50 .. no if's or but's .. you cant change that now.
yeah i know but the ****ing asshole went threw insurance and reported it.. so he ****ed me over...cause he is a stupid ****.
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Old 01-06-2009, 03:03 PM   #48
zackman17
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That sucks man, insurance companies ftl...

Keep calling them, and escalate if you can. If this chick is not representing you properly, talk to her superiors and find out why. Maybe have someone else take over as your agent? Request new representation.
yeah i was told i would receive a phone call sometime this morning on my cell! .....negative im going to be calling them and speaking to a supervisor in a couple minutes.
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Old 01-06-2009, 03:20 PM   #49
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yeah i know but the ****ing asshole went threw insurance and reported it.. so he ****ed me over...cause he is a stupid ****.
he cant go through insurance unless there is a police report or he called it in as a hit and run. If you have his info then it isnt. Besides if its 50 50 .. his insurance pays for his damages .. hes screwing himself not you.
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Old 01-06-2009, 03:21 PM   #50
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he cant go through insurance unless there is a police report or he called it in as a hit and run. If you have his info then it isnt. Besides if its 50 50 .. his insurance pays for his damages .. hes screwing himself not you.
he reported it at the east end collision reporting center. if i didn't go and report it aswell i would of been charged with leaving the scene. i had to report it i had no choice.
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Old 01-06-2009, 03:25 PM   #51
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he reported it at the east end collision reporting center. if i didn't go and report it aswell i would of been charged with leaving the scene. i had to report it i had no choice.
how did you have to? did your insurance company call you about the accident?

you can tell them you had none .. there is no damage to your jeep.
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Old 01-06-2009, 03:38 PM   #52
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how did you have to? did your insurance company call you about the accident?

you can tell them you had none .. there is no damage to your jeep.
if the other person gets a report you have to get a report within 24hours or you get charged plain and simple. i told my insurnace company that i wanted my rim repainted and the scratches buffed out if his company pays for it they said ok. he is the one that hit me the shop said i should do an alignment too because that rim was hit
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Old 01-06-2009, 03:46 PM   #53
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Originally Posted by zackman17 View Post
if the other person gets a report you have to get a report within 24hours or you get charged plain and simple.
Who told you that?
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Old 01-06-2009, 03:53 PM   #54
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Who told you that?
sorry it's 72 hours
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Old 01-06-2009, 11:31 PM   #55
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i switched out from the personal after like 3 months of being with them, i asked to do something and they said my rates wouldnt be affected then i called Hub International and they quoted me $100 less a month, so i called and cancelled. Couldn't remember if there was a penalty or not but even if there is it was still worth it IMO
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