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Old 09-30-2007, 03:48 PM   #46
BMW_7
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Quote:
Originally Posted by o2pb View Post
I got a 328xi, nav, leather, parking, sound system. no money down, 20k/year, 3 years. $1040/month.

raped.
Indeed... But hey if you got the money.
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Old 10-03-2007, 10:42 PM   #47
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I skimmed through this fast but.. to find out what you would pay go to the BMW site and build the car that you want with the options and it will tell you everything.. weather you buy it or lease it..

A Plane Jane Base 335I With no options and basic paint..

4. Summary
Total MSRP $49,900

Colours & Wheels

Jet Black
17" Star Spoke Alloy Wheels - Style 159

Packages & Options

6-Speed Manual Transmission STD
Front seats, 8-way power adjustable STD

Leasing

Type Lease (20,000 KM/year)
Downpayment $7,485
Trade-in $0
Term (months) 36
Province ON
Rate 3.90%
Residual Value $27,944
Monthly Payment $516/mo

Financing

Type Retail Finance
Downpayment $7,485
Trade-in $0
Term (months) 48
Province ON
Rate 3.90%
Monthly Payment $1,114/mo

Or a 48 month lease with 0 down. 20KM's a year
Monthly Payment
(excludes taxes):
$839/mo
Trade-in: $ 0
Term (months): 48
Province: ON
Rate: 8.50%
Residual: $21,956
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Old 10-06-2007, 07:58 PM   #48
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You also have to remember the 'post-lease' expenses that the typical salesman won't inform you about:

-Tires (need to be more than 50% tread depth)

-Abnormal wear and tear (carpets need shampooing, torn upholstery, broken interior pieces, cracked windshield, etc)

-Excessive dings and scratches

-Sub-par body repair (they will charge you the cost of repainting)

-Non-functioning items (broken radio knobs, switches, burnt-out bulbs, cracked fog-lights, etc..)

All these and much more on top of any excess miles you accumulated.

A relative was surprised to get a $1700 charge from Nissan after returning a leased Altima. Car was not mint but was not abused either. Since he didn't bother getting (leasing) a new one, they piled all kinds of charges and billed him for it. The inspection guy said $1700 was low and some people get nailed much more. I guess it's not worth leasing unless you can write all those things off. IMO it's just another word for 'rental' with the added technicalities.
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Old 10-15-2007, 12:08 PM   #49
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Originally Posted by Vicman17 View Post
You also have to remember the 'post-lease' expenses that the typical salesman won't inform you about:
-Tires (need to be more than 50% tread depth)
-Abnormal wear and tear (carpets need shampooing, torn upholstery, broken interior pieces, cracked windshield, etc)
-Excessive dings and scratches
-Sub-par body repair (they will charge you the cost of repainting)
-Non-functioning items (broken radio knobs, switches, burnt-out bulbs, cracked fog-lights, etc..)
A relative was surprised to get a $1700 charge from Nissan after returning a leased Altima.
Looking at Nissan Canada's Lease Return Checklist, it not too bad. You are allowed minor dings on upto three panels. Tires must have 3.3mm of thread left. As for non functioning electrical components, the car should be under warranty; always return the car with a few weeks of warranty left on it, just to avoid this hassle. And, never lease a car outside of the bumper to bumper warranty period.

There is no excuse for having ripped seats or cracked windshield on a 3 year old car. That is definitely abnormal wear and tear.

Even if you owned the car, and were trying to sell it, and you had the above mentioned items wrong with it (worn tires, cracked windshield, torn seats, dents, scratches, broken switches), I would definitely beat the price down for an abused vehicle.
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Old 10-15-2007, 12:23 PM   #50
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Ah, the year old thread that never dies !
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Old 11-14-2007, 05:02 PM   #51
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I leased my 335i sport/lux because:
a. Monthly payment is lower - I can use the cash for investments etc.
b. You only pay the tax on each month's payment rather than the value of the whole car.
c. I can write off some of the lease - businesses can write off up to $800 per month, but if you use the vehicle for personal reasons (including driving yourself to and from work) then it's proportional to business/personal use.
d. I can still buy the car at the end of the lease if I like it (which I do), and do a baloon payment lease again, and get the advantages of leasing all over again while owning the car.
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Old 01-18-2008, 12:57 AM   #52
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5k down
39 mos.
24k kms/yr

430/month taxes incl .

residual like 52% or something i donno .

2007 new 323i
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Old 01-18-2008, 12:25 PM   #53
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Originally Posted by dave328i View Post
nothing to worry about? you have EVERYTHING to worry about

you have to watch your mileage, you have to do every single scheduled maintenance, if you dent it you have to pay to fix that, you have to replace the tires if theyre worn, you have to take care of the interior, basically they want the car back in mint condition

such a headache if you ask me

better off buying a car that's a few years old


soo basically you dont do every single scheduled maintenance????

you dont replace your tires when there worn?

funny if you have a brand new car, why wouldnt you keep it in brand new condition??

lol i would like to see the shoes you wear... you sound like the type of person to buy a brand new pair of shoes and dirty them right away?

of course eventually they get dirty but dont you want to keep it clean as long as possible???

as Forrest Gump always says "you can tell a whole lot by a persons shoes... Where they been, What work they do. Just a Whole Lot"

but the guy has a valid point you lease with 4 percent and you make more then 5 percent on return smart ideology. and then after you buy the car out after the lease.. very smart idea
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Old 05-21-2008, 11:38 PM   #54
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here is mine

3 weeks ago

335i sparkling gray 2008 sedan,6speed no extra package

Leasing

Type Lease (20,000 KM/year)
Downpayment $0
Trade-in $0
Term (months) 39
Province QC
Rate 2.0%
Residual Value $27,944
Monthly Payment $845/mo

i took some "options"

699$ for road hasard free repair ( windsheald, lights, tire, rims, anything on road hasard

799$ extra wear : no charge for scratchs, crack, ding, if it's not excead like 8000$ in repair ( so no stress AT ALL)

and a extra 699$ for i don't remember the name of the option but they change your whipers, braker rotors and pad during your lease. all the things that can be used.. expepts straps or something like that.

anyway sound bullet proof for me!
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Old 05-22-2008, 09:56 AM   #55
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^^ Damn that's a mean payment. That's almost a mortgage payment on a 200K house..

But congrats! Yes i'm jealous cause I can't afford that
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Old 05-23-2008, 04:41 PM   #56
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Nascar318is: thanks! in fact is the same thing as my mortgage! but since i loan it with my compagny.. i save the taxes and i pay before the gov take the half! ;-)
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Old 05-25-2008, 10:26 PM   #57
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It really depends. I put on a good 30-40k a year, so I bought the e39 outright. My wife has what... 5km one way to work? Plus it's a first gen 1 series so it's a lease for me on that side. By three years, it would be facelifted out of value
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