Originally Posted by bimmere30
I got one accident back in 2009, when will the accident erase itself from the records? Am I stuck with this curse if I decide to switch Insurance companies? Will the cost of insurance eventually decrease? I'm paying $204 a month now.
Convictions stick with you for 3 years from the conviction date (not necessarily the offence date)
At fault Accidents are treated different by every company. Generally you get penalized for 5-6 years. Some companies will do an additional discount for 7, 8, 9, or 10 years claims free.
Most companies will take you with 3 years since your most recent accident.