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Old 01-26-2010, 01:15 PM   #11
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Join Date: Jul 2009
Location: Durham Region
Posts: 961
Originally Posted by Manimillion View Post
Theft is considered not-at-fault type of claim. They will try to first get the deductible out of you depending on how ethical your insurance companies claims departments are. But you really don't have to pay it.
Unfortunately, this is not the case.

Theft is a comprehensive claim. (fault is only assigned in collision claims) Deductible almost ALWAYS applies, nothing to do with ethics.

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