They are rare on Trader, dunno why.
You will not save alot on the insurance, but you will save enough money buying 95 over 97. (there is no 96 m3s in canada)
95 doesn't have traction control, whatch out for those turns, also forget about speeding when the road is wet, and no driving during the winter.
I bought 97 m3 just because f the traction control, safty first!