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Old 09-26-2013, 11:19 AM   #5
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Join Date: Jul 2009
Location: Durham Region
Posts: 961
Originally Posted by bimmere30 View Post
I got one accident back in 2009, when will the accident erase itself from the records? Am I stuck with this curse if I decide to switch Insurance companies? Will the cost of insurance eventually decrease? I'm paying $204 a month now.
Convictions stick with you for 3 years from the conviction date (not necessarily the offence date)

At fault Accidents are treated different by every company. Generally you get penalized for 5-6 years. Some companies will do an additional discount for 7, 8, 9, or 10 years claims free.

Most companies will take you with 3 years since your most recent accident.

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