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Old 09-25-2013, 10:45 PM   #4
3rd Gear Member
Join Date: Aug 2013
Location: Toronto
Posts: 428
That accident should be dropping off your record anytime now... stays on your abstract for 2yrs and on ins. record for 3yrs. usually. If they decided you were an extreme risk because of other issues in your past they may have bumped you to "facility" ins. but it does'nt sound like it from the price you mentioned... Call for some quotes or get after your broker to find you a better rate... your age and marital status will also factor in to it.
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