Originally Posted by SiR
Ive always operated on the principle of being "on my own" if I take my car on the track.
insurance for is out on the public road.
The company's fear is less about damage to your car and almost exclusively about injuries. If you lose control, take out a few spectators and kill yourself in the process... What is your family left to do when your estate gets sued for millions? The insurance company is likely to get dragged in regardless.