The reason is because his insurance hasn't run an abstract. I had nothing but minor convictions, and kept a 'float' of 3 of them on my abstract constantly for 7 years. One year the company ran an abstract, saw 3 tickets, and my insurance tripled. For 4+ tickets if he got them in the last 3 yrs, he'll probably be put in facility, which is like $12k / yr plus. He'll enjoy that.
Minor tickets ABSOLUTELY affect insurance! If you get a major, one is usually enough to kick you into 'high risk', or even facility, immediately. EDIT: I have discussed this topic at great length with about 4-5 different insurance companies.
2014 M5 - Daily monster
2003.0 M3 - Track / weekend toy
Last edited by jaym3smg; 04-03-2013 at 11:54 PM.