Originally Posted by daytona
very hard to fight a distraction ticket,best he can hope for is the cop not showing or get fined no conviction....again point doesnt matter to the insurance companies that is really for the MTO it convictions that mess with your rates.
Yup. ANY ticket affects your insurance, and it gets ridiculously expensive even after 2. This is why I lawyer up every time now. The cost of a lawyer is the cost of 1-2 months of insurance premium increase if it goes on your record. It's a no brainer.