Originally Posted by hockeyfan27
I haven't see many companies cancel based only on 2 minors. 1 minor will cost you the conviction free discount (if you had it previously) 2 can earn you a surcharge. NOW, if you add an at fault accident to those 2 minors - that can get you non-renewed/cancelled. That is why its important to fight the conviction. Not because you are trying to preserve your discount or dodge a small surcharge, but to keep some wiggle room on your record for a future situation.
Thanks for clearing that up. I do have an at-fault accident from nearly ten years ago (thank god it's finally coming off soon), so that was probably what my broker meant when explaining it to me.