Thread: Texting ticket?
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Old 10-27-2012, 08:59 PM   #20
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Join Date: Feb 2009
Location: Hamilton
Posts: 1,328
Whether or not you fight it, the only outcome that matters, insurance-wise, is if you get it dismissed. Getting it reduced is ok for your wallet short-term, but it still counts as a minor conviction on your insurance. Points don't mean shit, either, as far as insurance goes. Most companies will let one minor conviction slide without bumping your rates, but a lot will cancel you for having two. So, either you just pay it and hope to not get another conviction in the next three years, or you fight it and hope it gets dismissed. It's not worth it to pay to fight it for a reduction - some paralegals will guarantee a dismissal or your money back. That's what I'd look for.
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