Originally Posted by ha9981
It is never only 2-3k in the eyes of insurance companies. Moreover, this could have happened when the car was work 60k. No shop would have even touched it for insurance covered repairs for less than 10k.
What makes you say that no shop would have touched it for less than $10k? If they quote to fix it is less, why would the shop not do the work?
I don't see an insurance company paying a customer $60k for the car when they can fix it for less than 10K, especially if the airbags didn't deploy and there is no frame damage. Isn't the rule of thumb 25% of the value of the vehicle or if there is frame damage or airbag deployment?