they are mods... if you have any you are out of pocket at this point in the insurance game imo.
i wouldnt claim them at all. its really sad and stupid but its how it is. unless you want to pay through the nose cause you have an intake or coilovers.
i find it especially hilarious considering what you can get from the factory these days. omg bro intake on your car? you street racer with 1million hp.