I have an acquantance that use to be a car sales man. Pretty much, his advice for buying a car was two fold:
a) Always be prepared to walk away from the deal.
b) Alot of times the dealerships outside the vicinity of the GTA will have a better price, e.g. if you went to Barrie, etc.
c) The spread that they make really isn't as high as people think any more. With the internet, with MSRP being posted, with so mayn dealerships/etc.
In terms of purchase financing, dealers always have access to really good rates, especially for new cars. However, just make sure you know what you are getting into. If you purchase finance, I am pretty sure that you lose alot of the pricing power you would otherwise have.
Last edited by sirex; 05-26-2012 at 12:39 PM.