I wouldn't do it, you may actually spend less than 2500$ on maintenance.
Having said that some people have had those insurance co's pay out for expensive repairs.
Hot: 2001 Estoril M Roadster
ZCP 19's, ZHP knob, JL 8W3
Cold: 2002 TiAg M3 6mt
ZCP 19's supersports, ZHP knob, UUC short shift GROM, OEM 18's w310's,
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