I wouldn't do it, you may actually spend less than 2500$ on maintenance.
Having said that some people have had those insurance co's pay out for expensive repairs.
I run a canadian led kit & hid kit company, if you have any questions about led headlights or hid kits in canada or would like to check out our products please contact me here: http://absolutehid.ca
2002 TiAg M3 6mt
deoranged, dechromed, led tails, ZHP knob, UUC SS v3, GROM, OEM 220M 19's, Michelin Supersports
2006 YZF-R6, black, ohlins, pazzo, BMC, cat delete, vance hines csone, YEC racing tune,-1 +2