What repair on a e46 costs over 2000$? Except for M, you can replace a motor, or transmission or pretty much any majour component of the car for 2K.
If you smash your car up, that's insurance, not maintenance/warranty.
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2002 TiAg M3 6mt
deoranged, dechromed, led tails, ZHP knob, UUC SS v3, GROM, OEM 220M 19's, Michelin Supersports
2006 YZF-R6, bunch of go-fast stuff