I'be been with S&Y for the past 20 years and wherever I tried to get comparable rates everyone else was way higher. Even PC quoted from S&Y and it was higher! They did say they've been "gently" increasing my rates gradually instead of one large increase. Not impressed but what are you going to do if you must drive? Much like death and taxes.
'15 Ford F150 Lariat SCSB 4x4
'00 740i Sport