great info, but i have a question. it doesn't really effect me but i'm curious.
it's regarding this...
Originally Posted by hockeyfan27
If you prefer to stay off the road all together and take public transit, in the past you most likely have called your broker/agent and ask that they put ‘parking coverage’ on your laid-up vehicle. The downfall of this arrangement is that you have also inadvertently removed your accident benefits coverage. If you are injured when riding in, or struck by, an uninsured vehicle you could be left to foot the bill for your recovery.
so what happens to people who never had insurance because they never had a car, but one day are strolling down the street and someone in an uninsured hits them? or even in the situation listed above, why would you be left to pay the recovery bills?