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El Gato Liso 06-02-2012 03:45 PM

Motorcycle insurance
Sup to those who ride...

I found my rate, its not the best, nor is it the worst. $300/month, $3600/year. im 24 and the big ticket rate is 25 yrs, so i gotta tough it out a bit...

what do you pay for insurance and who are you with?

it bugs me so much that the statefarm agent who is indian even complains about her own kind with all bullshit fraudulent claims lol...

propr'one 06-02-2012 03:49 PM

shut up and post your premium

El Gato Liso 06-02-2012 04:56 PM


i did

propr'one 06-02-2012 05:01 PM

i'm never gonna spring 4K for insurance on a bike. I'm 25, but if i get a quote like you i'm never getting a bike

sirex 06-02-2012 08:26 PM

ouch that is alot.

what bike?

El Gato Liso 06-02-2012 08:55 PM

cbr 600rr

El Gato Liso 06-02-2012 08:56 PM


Originally Posted by propr'one (Post 1569238)
i'm never gonna spring 4K for insurance on a bike. I'm 25, but if i get a quote like you i'm never getting a bike

at 25 you'll be at like 110/month

///M_AMAZIN 06-03-2012 04:09 PM

Easy Solution

Start off with a CBR125

Seyar 06-03-2012 07:13 PM

i hope it's a 07+ 600rr for that price and did you do the course?

sirex 06-03-2012 09:34 PM

do u actually get a discount, or is it fraud like the drivers course?

El Gato Liso 06-03-2012 09:45 PM

statefarm doesnt give a shit what class M you hold, or if you did the bike course. the size of the bike and your age is all that matters to them, and your record too obviously.

i didn't get a discount for doing the RTI bike course....thats kinda shit, but you can't mess with statefarm as they give the best rates for young guys and super sport bikes.

its a 2005 cbr 600rr

statefarm works like this
heres the premium ex. my rate $3600/yr

may-sept is prime season, so im paying about 16% of that premium for those months.
oct-april is off season, so thats like %2 of the entire premium per month.

the course is perfect, despite discount or not. it gave me a new respect *not that i never had any* for riders. there are so many techniques that i would have never known. just wish statefarm would notice that!

sirex 06-03-2012 11:09 PM

Question; when you did the course, was that your first time you have ever driven a motorcycle.

El Gato Liso 06-03-2012 11:17 PM

i've been on a bike before the course yes. several times actually but that experience alone was nothing short of inadequate...when i did the course, i felt like it was learning to ride a bicycle all over again.

DANIMAL 06-04-2012 08:31 AM

Im with State Farm 113/Month for a 04 yamaha FZ6; 27 with a clean abstract and insured in Hamilton. They do not classify the FZ as a super sport. My course was no longer valid when I moved to S.F. so I got no discount there. I believe the CBR600rr is considered a SS bike to them. You will get a price break at 25 but don't expect it to drop to 110/mth.

Axxe 06-04-2012 11:29 AM

Expecting good insurance on an RR bike? With a brampton address? Good luck.

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