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ezmaz
05-13-2005, 04:40 PM
No insurance company I call seems to be interested in covering me. Does anyone know of any high risk isurance companies? I am losing my mind trying to figure this shit out. I might be forced to drive without insurance as the penalty for it costs less than the price of a policy. *uzi* :mad:

razor/m5
05-13-2005, 04:49 PM
you could try liberty mutual , heres the number 905-415-0459 I had to go with them when I had my acura

Quack
05-13-2005, 05:41 PM
I'm with New World Insurance Service, they are the only insurance company that would insure me, I've been booted off 3 different companies already because I'm high risk,

eastend 905-513-1818

westend 905-890-3833

btw I'm under facility insurance, most likely you would get the same thing

Mr seville
05-13-2005, 05:45 PM
/\/\/\ funny you don't seem like a high risk person :D

Quack
05-13-2005, 05:47 PM
/\/\/\ funny you don't seem like a high risk person :D


with 38 tickets on my record & 36 of them are speeding + losing my licence twice in 1 year isn't that bad, I'm playing it safe :D

Mr seville
05-13-2005, 05:50 PM
with 38 tickets on my record & 36 of them are speeding + losing my licence twice in 1 year isn't that bad, I'm playing it safe :D

****...thats all i gotta say is just **** :D

Bmwstylz
05-13-2005, 09:02 PM
Just put the car in your girlfriend's name! save mega $$$ and its still "legal"

Darkness95m3
05-13-2005, 09:23 PM
No insurance company I call seems to be interested in covering me. Does anyone know of any high risk isurance companies? I am losing my mind trying to figure this shit out. I might be forced to drive without insurance as the penalty for it costs less than the price of a policy. *uzi* :mad:

If you get caught driving without insurance; 1st offence $ 5,000 Fine
2nd Offence $10,000 Fine
And you will not get insurance for the next 6 years.
Place the car under another indeviduals name and drive it. This way if anything happens the car is insured.

sirex
05-13-2005, 10:52 PM
i thought it was 500$ fine for the first offence.

Mikeee46coup
05-13-2005, 10:54 PM
& buy your insurance online....been there done that!
look at that post count..irock!

ezmaz
05-14-2005, 04:57 AM
What do you guys mean when you say to put the insurance in someone else's name? Do you mean have someone else as the principal driver and me as an occasional, because that's the situation i'm in now. Or do you mean have the car insured under someone else, and just drive it around without being on the policy? If that's what you mean, isn't that the equivilant of driving without insurance? Little confused here.

Ron
05-14-2005, 08:14 AM
There's another co. that insures hi-risk drivers..Facilities Ins. (something like that). But their rates are astronomically insane.
But I'd go w/the other route-to insure under someone else's name. But to do this you have to have the car's ownership transferred to that person's name. Don't even think of putting your name as an occassional driver or the rates will sky rocket.

Darkness95m3
05-14-2005, 10:04 AM
i thought it was 500$ fine for the first offence.

Changed to $5,000 few years back.

Darkness95m3
05-14-2005, 10:05 AM
1) Or do you mean have the car insured under someone else, and just drive it around without being on the policy?
2)If that's what you mean, isn't that the equivilant of driving without insurance? Little confused here.

1) yes
2) no

As long as you donít live in the same house the insurance company canít touch you.
You can always say I just borrowed it for the day.