PDA

View Full Version : InSuRaNcE.....and ur INPUT!!


Tommy Boy
07-25-2003, 03:10 PM
WOW...I never new insurance is so GODDAMN much. I know some guy with a 1990 MAZDA 323 (crappy car) and he pays 4000 a year!!! HOW CAN THEY DO THAT TO A PERSON. Like I would be lucky enough to even buy a car for like 3 grand and then I still have to pay for the insurance!! That is such BULL SHIT. You guys have any TIPS or ideas on how to save money? What cars are good on insurance.. i would like to only pay like 3000 AT MOST a year... I NEED UR INPUT!!! thanks

Tommy Boy
07-25-2003, 03:16 PM
OH YEA..and what do u guys pay for insurance!??!

dropped_E30
07-25-2003, 03:54 PM
before careless driving ticket: $1440/year
after careless driving ticket: $3420/year

moral of story: do NOT get a ticket (i'm in the process of fighting it though)

Alezone
07-25-2003, 04:05 PM
drive without one :idea:

SeRb
07-25-2003, 04:09 PM
Originally posted by Alezone
drive without one :idea:

first offense $5000
2nd offence $10000 + jail sentence

not cool my friend

HIM
07-25-2003, 04:30 PM
Its understandable why insurance is so much, I've seen so many accidents lately but it is still a pain cause that is basically stopping me from getting a car I want heh

And yea, not cool to drive without one, someone t-boned my sisters integra and he didn't have insurance, now he's got a $5000 ticket as SeRb said and he's getting sued by my insurance company

Tommy Boy
07-25-2003, 05:36 PM
Dropped E30 how was ur insurance so cheap?

Furious
07-25-2003, 06:05 PM
i pay $2112 per year (only because it went up last renew F*cking insurance companies) im 23 years old

bmwm5lover
07-25-2003, 06:38 PM
im 17, on an 1984 533i i payed about ~3300 per year, on my new car(1990 325iS) itll be a bit more

Tommy Boy
07-25-2003, 06:48 PM
Ok, so you guys are not paying THAT MUCH...what insurance companies are good and which SUCK?? How much do u think i shoudl be paying a year for a 1990-1993 cavalier Z24??? (if i were to get one) I will be 19 and have my g1, g2 and have no tickets or nothing like that...the car should cost about 2500.

bmwm5lover
07-25-2003, 07:19 PM
PM Me, ill give u my Brokers number, he will prob give u the best price.

Tommy Boy
07-25-2003, 08:16 PM
Thanks BMWlover for wanting to help...but it wont be acouple months till I buy a car so its to soon to be phoning insurance companies and brokers...but when i get teh cash saved and i am about to buy a car i will make sure to PM you, thanks again

app
07-25-2003, 08:54 PM
21, $2450/yr 92' 325i.

Speeding ticket when I was 17, and that's it. I'm sure I'm gonna get nailed again soon enough. My luck has to run out.

Tommy Boy
07-25-2003, 09:06 PM
APP..WTF!?!? How is your insurance SO FREAKIN LOW!?!? Are you the primary driver!?! If you are, i dont get how some ppl,like you, pay so little and others, like my friend with a crappy old car(1990 mazda 323), pays a lot(4000/year). Can u share your secret on how u pay so little!!?? thanks man

Furious
07-25-2003, 09:49 PM
the only reason my insurance is the lowest is because im on a corporate plan, it saves nearly half of what id regulary pay, before i paid just under $1740 (last year) and it went up to $2112

app
07-25-2003, 09:53 PM
Tommy, yeah, primary driver and the car is in my name. Or so it says on the ownership :)

Only reason I can think it's so low, is cause mom/dad payed for my insurance on my first two cars while I paid for everything else. I owned a mazda 323 (4dr sedan) when I was 17, drove that for 3 yrs, then a nissan 240sx, and now the bimmer. So maybe it's just the 4 yrs of owning a car, and not looking like a high risk driver?

I have no clue how the insurance works. I'm through Security National, and I get no bs. Now, I dunno if it's cause of the good driving records my parents have, or what. But I've never paid 4k/yr, its always been less than $2500. On the nissan, it was 2k, cause it was burgandy (classified as red) and a sports car. The 4 dr bimmer may lower it too.

barcus
07-26-2003, 12:04 AM
I have a BMW Z4 brand new with a porsche boxster and only pay 1600$ every 6 months....

dropped_E30
07-26-2003, 03:12 AM
tommy boy - its cuz i'm an occasional driver, my dad's the "primary" driver on my car so thats why i'm payin so low...

barcus - how the ****?!?! :eek: are you like 50 or somethin?

nzer
07-26-2003, 03:43 AM
$550 NZ 3rd party on my 320. After all its only an e30 and if i smash it up good i have just saved enough money to buy another car.

hoobasleek
07-26-2003, 04:42 PM
Holyshit 3 grand a year?

I'm 19, I get quoted $900 pa for 1996 325i.

And I'm paying $400 pa for what I'm driving now.

dropped_E30
07-26-2003, 04:44 PM
Originally posted by hoobasleek
Holyshit 3 grand a year?

I'm 19, I get quoted $900 a year for 1996 325i.

:eek: which insurance company is this??

Phantom
07-26-2003, 06:30 PM
Guess age has its advantages.......:) . '95 320i $1200/yr

SpudBoy
07-26-2003, 07:55 PM
Originally posted by Phantom
Guess age has its advantages.......:) . '95 320i $1200/yr

'99 M coupe - $1200/year

Sunapollo
07-26-2003, 07:57 PM
Originally posted by dropped_E30
:eek: which insurance company is this??

He's in South Africa ...

dropped_E30
07-26-2003, 07:59 PM
ohh thats why...damn, i really gotta start payin attention to ppl's locations

crusher
07-26-2003, 08:39 PM
Originally posted by SpudBoy
'99 M coupe - $1200/year

Is your M setup on a recreation insurance? 100/month thats cheap!!

crusher
07-26-2003, 08:41 PM
Originally posted by barcus
I have a BMW Z4 brand new with a porsche boxster and only pay 1600$ every 6 months....

Thats about $4412 CND per year!

SickFinga
07-26-2003, 08:47 PM
Originally posted by crusher
Thats about $4412 CND per year!


remember it is for a brand new Z4 and PORSCHE

Jim .E.
07-26-2003, 09:49 PM
Originally posted by dropped_E30
before careless driving ticket: $1440/year
after careless driving ticket: $3420/year

moral of story: do NOT get a ticket (i'm in the process of fighting it though)

same issue as dropped_E30

Before accident and ticket: $1600
After accident and ticket: $4500
After fighting ticket: $2590

Jim .E.
07-26-2003, 09:52 PM
oh by the way that was based on a 1997 Ford Windstar :(

i got a quote on the Acura Legend LS Coupe that i wanna buy and it'll be $2900/year

and this is all as a secondary driver...primary is $10,500 :eek:

dont go with ING....thats my opinion...they cancelled my insurance and now im with RBC

crusher
07-26-2003, 10:33 PM
Originally posted by SickFinga
remember it is for a brand new Z4 and PORSCHE

hmm i should have put a shocked smilie there. what i meant is thats cheap for two cars! specially for a boxster and a new z4

Jim .E.
07-27-2003, 01:20 AM
he must have one crazy clean record!